Watch My Budget for Free is software to Visualise, Plan and Track personal finances. Setup a time-varying, seasonal budget that realistically forecasts account balances. Visualize your finances over the next year or so with graphs and statistics, customise the categories provided in the budget templates. Manage the cash flow in upcoming pay periods via an integrated cash flow spreadsheet and print reports to help you follow the budget. Quickly investigate options by switching items on and off. Optionally track actual finances then see whether you have followed the budget, and revise budget amounts from actual finances to make it more realistic. Tracking automatically calculates how much is left to spend in carry-over categories and shows overdue regular payments. Useful as a tool for Budget Advisors to use with clients. In the full version you can include debts and investments in the budget, import from internet banking to track actual finances more efficiently, and use scenarios to quickly investigate sets of budget changes.